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Employment Practices Protection (EPL) Insurance

This form of insurance is typically purchased by business owners to protect their organisations against claims brought by their employees alleging such acts as constructive dismissal, discrimination on the grounds of colour, gender, sexual orientation, etc, and harassment.

‘EPL’, as it is often referred to, operates on a claims-made basis, meaning that it is the policy in place when the claim is made that responds, not the policy in place at the time of the alleged act, and it meets the amount of any settlement plus the claimants’ legal costs.

EPL can be purchased as a ‘stand-alone’ solution or as part of a broader package of insurances.

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